Jade Caravan Finance provides a range of personal finance options for the purchase of caravans and leisure vehicles including unsecured personal loans. This type of loan may suit individuals purchasing a motorhome, RV, caravan or camper trailer who, for whatever reason, choose not to offer the vehicle as security against the loan.
While many banks and consumer finance companies may not extend you credit on an unsecured basis or will offer you a high interest loan product, you do have other options – your Jade finance broker.
As an experienced finance broker, your Jade consultant will be working in your best interests to source the best interest rate, terms and monthly repayments for your unsecured personal loan to ensure it is a workable solution for your financial situation.
We are accredited with over 40 lenders, many industry-only, so we have the connections and the expertise to know exactly which lender will offer you the best unsecured personal loan for the purchase of your recreational vehicle.
Unsecured Personal Loans: Key Features
- Based on our Jade signature best interest rates commitment.
- We use our bargaining power, industry connections and superior negotiating skills to source you the best interest rate.
- As the lender does not have security for your loan, the interest rate on an unsecured loan will be higher than the equivalent secured caravan loan.
- No deposit finance – no deposit is requested by the lender.
- Interest rate can be variable or fixed.
- For unsecured personal loans, most lenders set a maximum limit of $50,000 per loan.
- Loan term is fixed. Your Jade consultant will discuss the most workable term for your plans and negotiate with the lender on your behalf.
- The monthly repayment will be established based on the amount lent and the term. The repayment amount is fixed for the term of the loan.
- Additional payments, extra to the monthly amount, are allowed. This would enable you to finalise the loan sooner.
- If you finalise your unsecure personal loan in full prior to the agreed loan term, minimal break fees will be applicable on fixed interest rate loans and usually no break fees on variable interest rate loans.
Depending on individual lender guidelines, unsecured personal loans are available for the purchase of many assets including caravans, motorhomes, campers, camper trailers, RVs and other leisure goods. Unsecured personal loans are a very individual and personal loan product and we invite you to have an obligation-free discussion with a Jade consultant so you are fully informed on all your finance options.
Speak with a Jade Consultant to discuss an unsecured personal loan for your caravan, motorhome, camper or RV. Call 1300 000 003