Chattel Mortgage For Caravans, RVs And Motorhomes

Enter the loan amount and loan term on our easy to use caravan finance calculator to compare the monthly caravan loan repayments from over 80+ lenders in Australia. Comparing various caravan loans to help you see how much you can save from each lender.

Compare Caravan Loans & Finance Options
From Major Lenders

more information

Why Use Jade Caravan Finance?

Caravan Icon

Cheap caravan loan interest rates

Cheap interest rates are what defines and differentiates us from others. We utilise our superior skills in negotiating with our vast selection of lenders and banks and push our bargaining muscle to get our customers the cheapest rates. Your Jade consultant is solely focused on your interests and sourcing you the best deal.
Briefcase Icon

Using Jade is the right decision

Engaging a specialist leisure market finance broker gives you the competitive advantage when seeking a loan. We are specialists in this sector of the finance market and have acquired a wealth of experience and knowledge which we use to achieve the best loan offer for you. Not all banks and lenders will have a caravan or motorhome loan product and may offer you a more generic loan product, priced at a higher rate than a specialist loan. Jade’s specialisation allows you to tap into the lenders that do offer finance at the better rates.
Handshake Icon

A company that delivers

We are here to help and work for you. Not the banks! We do not just want to arrange your new loan for, we want you as a customer enjoying the best in caravan loans interest rates and suitable tailored financial packages. Better Rates, Better Loans.
Request Quote

Flexible Finance Option for Caravans and RVs with Jade Caravan Finance

Chattel Mortgage is an extremely versatile and flexible business finance option that Jade Caravan Finance provides when commercial terms are required. We lend for the purchase of caravans, camper trailers, motorhomes and other types of RVs.

This lending product type suits many businesses that use a cash accounting method and your Jade consultant can specifically structure your Chattel Mortgage to suit your individual business.

The financier lending the funds takes a ‘mortgage’ over the caravan or caravans, referred to as the ‘chattel’ for the term of the loan until all payments are finalised. The mortgage over the asset is registered at the Personal Property Security Register.

While the lender financing the caravan holds a mortgage, the borrower has full use and ownership of the vehicles once the loan is agreed and the sale finalised and is responsible for all maintenance, service and other costs.

Exploring Features of a Caravan Chattel Mortgage

Features of a Caravan Chattel Mortgage

  • Appropriate for small, medium and large businesses that implement a cash accounting approach.
  • Each Caravan Chattel Mortgage is structured on the basis of our Jade signature cheapest interest rates.
  • Fixed interest rate for the term of the finance agreement.
  • Fixed monthly repayments which can be set to suit your projected cash flow.
  • The loan term is fixed when financing is agreed upon. Your Jade consultant will work with you and negotiate the best term for the loan, from 24 months to 84 months.
  • Balloon amount may be included. This is payable when the last monthly repayment on the loan is made.
  • GST on the total purchase price of the motorhome/caravan/camper trailer can be claimed on the next BAS that you submit.
  • GST does not apply to the monthly repayments or interest. GST is charged on any fees and charges and can be claimed at the time of paying that element of the loan.
  • Depreciation of the caravan is treated according to ATO guidelines.
  • When you have paid all the monthly repayments and any balloon if included, the lender financing your loan will release the mortgage claim on your caravan.
Adaptable Financing Solutions for Caravans and RVs

With access to over 80+ lenders, including the major Australian banks, Jade Caravan Finance is ideally placed to source you the best deal for your lending requirements. If you have specific reasons for wanting your own bank to loan you the funds for your caravan purchase, your Jade consultant can negotiate the finance for you. With our expert negotiating skills and strong bargaining power, we are extremely successful in achieving better loans for caravans, RV and leisure goods purchasers.


Speak with a Jade Caravan Finance Consultant to discuss a financing solution for your caravan, motorhome, camper or RV. Call 1300 000 003.

Lender Loan Product Advertised Rate Comparison Rate Monthly Repayment
{{Lender}} {{Loan Product}} {{From - Advertised Rate}}{{Rate Type}} {{From - Comparison Rate}}Comparison ${{Payment Amount}} MONTHLY
{{Loan Product}}
{{From - Advertised Rate}}{{Rate Type}} {{From - Comparison Rate}}Comparison ${{Payment Amount}} MONTHLY

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

We work harder to secure the best rates.


In order to provide the best experience, your details are saved on our secure server as you enter them.