Commercial Hire Purchase (CHP)

Enter the loan amount and loan term on our easy to use caravan finance calculator to compare the monthly caravan loan repayments from over 80+ lenders in Australia. Comparing various caravan loans to help you see how much you can save from each lender.

Compare Caravan Loans & Finance Options
From Major Lenders

more information

Why Use Jade Caravan Finance?

Caravan Icon

Cheap caravan loan interest rates

Cheap interest rates are what defines and differentiates us from others. We utilise our superior skills in negotiating with our vast selection of lenders and banks and push our bargaining muscle to get our customers the cheapest rates. Your Jade consultant is solely focused on your interests and sourcing you the best deal.
Briefcase Icon

Using Jade is the right decision

Engaging a specialist leisure market finance broker gives you the competitive advantage when seeking a loan. We are specialists in this sector of the finance market and have acquired a wealth of experience and knowledge which we use to achieve the best loan offer for you. Not all banks and lenders will have a caravan or motorhome loan product and may offer you a more generic loan product, priced at a higher rate than a specialist loan. Jade’s specialisation allows you to tap into the lenders that do offer finance at the better rates.
Handshake Icon

A company that delivers

We are here to help and work for you. Not the banks! We do not just want to arrange your new loan for, we want you as a customer enjoying the best in caravan loans interest rates and suitable tailored financial packages. Better Rates, Better Loans.
Request Quote

Commercial Hire Purchase (CHP) for Business Operators

Jade Caravan Finance offers Commercial Hire Purchase (CHP) for the purchase of caravans, motorhomes, RVs, camper trailers and other leisure vehicles by business operators. CHP is a flexible and versatile commercial finance facility as it suits many businesses from small owner-operators through to large corporations.

If you operate a campervan rental business, a motorhome hire company or require caravans to house workers on remote sites, Jade Caravan Finance can arrange credit for the purchase of your vehicles. CHP can be structured for the purchase of new or second-hand leisure vehicles, purchased from dealers, private sellers or at auction.

Making the decision as to whether CHP is the best option for your business is best made in consultation with your accountant. While your Jade consultant can source you a great CHP offer, your own advisor is best placed to know what is best for your business in regards to GST, tax deductions, balance sheet entries and asset depreciation.

Exploring Features of Commercial Hire Purchase (CHP) for Caravans and Motorhomes

Features of CHP for Caravans and Motorhomes

  • Caravan, motorhome, RVs and camper trailer CHP loans all include the Jade signature low-interest rates.
  • Fixed interest rate for the term of the CHP contract.
  • CHP suits businesses that use a cash or accruals accounting method
  • Fixed monthly repayments which your Jade consultant will tailor to suit your cash flow.
  • Monthly payments are not tax deductible. Interest is tax deductible.
  • Fixed loan term from 12 months to 84 months depending on your objectives and the lender’s assessment of the caravan valuation.
  • Balloon may be included.
  • GST on the purchase price of the caravan is claimed in the next BAS period by the borrower.
  • As GST is claimed on the initial purchase, it is not applied to the monthly payments, the balloon or the interest.
  • Depreciation is treated in accordance with ATO guidelines.
  • Ownership is transferred from lender to borrower when all payments are finalised.
Flexible Financing Solutions for Business Operators

With a CHP finance agreement, the lender effectively purchases the caravan on behalf of the business and hires the vehicle back to the business for a fixed monthly repayment or hire fee. As the lender is purchasing the van, it holds ownership of the title until all payments are finalised. The borrowing business has full use of the caravan and camping vehicle(s) and is responsible for all operating costs.

If you require finance for camper trailers, caravans, motorhomes, and RVs for business use, your Jade consultant will provide an obligation-free quote on a CHP for your purchase.

Speak with a Jade Consultant to discuss a financing solution for your caravan, motorhome, camper or RV. Call 1300 000 003.

Lender Loan Product Advertised Rate Comparison Rate Monthly Repayment
{{Lender}} {{Loan Product}} {{From - Advertised Rate}}{{Rate Type}} {{From - Comparison Rate}}Comparison ${{Payment Amount}} MONTHLY
{{Loan Product}}
{{From - Advertised Rate}}{{Rate Type}} {{From - Comparison Rate}}Comparison ${{Payment Amount}} MONTHLY

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

We work harder to secure the best rates.


In order to provide the best experience, your details are saved on our secure server as you enter them.