Overview Commercial Caravan Loans

Enter the loan amount and loan term on our easy to use caravan finance calculator to compare the monthly caravan loan repayments from over 80+ lenders in Australia. Comparing various caravan loans to help you see how much you can save from each lender.

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Why Use Jade Caravan Finance?

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Cheap caravan loan interest rates

Cheap interest rates are what defines and differentiates us from others. We utilise our superior skills in negotiating with our vast selection of lenders and banks and push our bargaining muscle to get our customers the cheapest rates. Your Jade consultant is solely focused on your interests and sourcing you the best deal.
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Using Jade is the right decision

Engaging a specialist leisure market finance broker gives you the competitive advantage when seeking a loan. We are specialists in this sector of the finance market and have acquired a wealth of experience and knowledge which we use to achieve the best loan offer for you. Not all banks and lenders will have a caravan or motorhome loan product and may offer you a more generic loan product, priced at a higher rate than a specialist loan. Jade’s specialisation allows you to tap into the lenders that do offer finance at the better rates.
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A company that delivers

We are here to help and work for you. Not the banks! We do not just want to arrange your new loan for, we want you as a customer enjoying the best in caravan loans interest rates and suitable tailored financial packages. Better Rates, Better Loans.
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Tailored Finance Solutions for Caravans, RVs, and More

Jade Caravan Finance is a leading specialist finance broker, providing tailored finance solutions for caravans, campers, RVs, motorhomes and all types of leisure and recreational vehicles. For caravan, RV and camper rental companies and other businesses such as mining and resource operators purchasing caravans for business, we offer a complete range of commercial finance products.

  • Chattel Mortgage
  • Commercial Hire Purchase (CHP)
  • Caravan Lease

These commercial finance facilities are available for the purchase of any number of vehicles. A single off-road caravan for a remote mining operation, 2-3 motorhomes to expand a rental fleet or caravans for remote construction or away from home business locations where your caravan is predominately used for business use.

Customised Financing Options for Caravans, RVs, and Beyond

Explore Commercial Financing Options for Caravans and RVs

For a detailed explanation of each of these commercial terms that we offer for lending on caravans and RVs, please refer to our web pages designated to each loan type. Or call Jade for an obligation-free discussion about your business lending requirements.

Speak with a Jade Consultant to discuss a financing solution for your caravan, motorhome, camper or RV. Call 1300 000 003.

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Chattel Mortgage

  • A very versatile and flexible commercial finance product and suited to lending for businesses that use a cash accounting method.
  • The interest on the loan is tax deductible but the monthly repayments are not tax deductible.
  • The GST on the purchase price of the vehicle can be claimed on the ensuing BAS. GST is therefore not applied to the monthly repayments. GST does not apply to the interest but does apply to any fees and charges.
  • A balloon payment may be included.
  • Depreciation on the van is accounted for at the end of the financial year.

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Commercial Hire Purchase

  • Interest on the finance is tax deductible, the monthly repayments are not tax deductible.
  • The GST on the purchase price of the vehicle can be claimed on the ensuing BAS. GST is therefore not applied to the monthly repayments. GST does not apply to the interest but does apply to fees and charges.
  • Suited to businesses that implement a cash or accruals accounting method.
  • Balloon may be included.

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Caravan, Camper, Motorhome, RV Lease

  • An off-balance sheet option. Repayments are treated as an operating expense and the van does not appear on the balance as an asset/liability
  • Residuals may be included, as determined by ATO guidelines
  • GST applies to the monthly repayments and residuals.

Choosing the Right Commercial Finance Solution

We advise all business customers to consult with their accountant to decide which commercial finance facility is best suited to your business operation. The decision is based on the method of accounting you implement, the way your business treats tax deductions, GST and depreciation and your balance sheet approach.


Jade’s commercial lending solutions for the recreation and leisure sector all include:

  • Our trademark low-interest rates
  • Fixed interest rate
  • Monthly repayments fixed to suit your cash flow
  • Loan term fixed to suit your business goals

The main differences between the commercial financing arrangements we offer are:

  • How GST is treated. On which elements of the loan the GST is charged, when it can be claimed and if GST is claimed by the lender or the borrower.
  • On or off-balance sheet entry.
  • Ownership of the caravan, RV, motorhome or camper trailer over the term of the finance.
  • Depreciation of the asset.
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DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

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