Comparing RV Financing - Finding RV Loans
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12 Apr Today's
best rate
Caravan loans from
3.99 %
With a low
5.22 %
*The Comparison Rate is calculated on a Secured Loan of $30,000 fixed for a term of 5 years, new goods, effective 12/04/2021 and subject to change. WARNING: The Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

Relax and compare RV loans from multiple lenders

RVs are for leisure so do not make sourcing the best finance offer a laborious chore. We have brought a selection of lender offers together so you can easily compare loan offers – at your leisure. Enter the RV price and your preferred loan term and instantly see possible repayments from Jade and other leading lenders.

Loan Amount
Loan Term
RV Loan
3.99% Secured
5.22% Comparison
Monthly repayment
Variable Rate Personal Loan
13.50% Variable
14.37% Comparison
Monthly repayment
Variable Personal Loan
12.99% Variable
13.86% Comparison
Monthly repayment
Variable Rate Personal Loan
12.69% Variable
13.56% Comparison
Monthly repayment
St George
Fixed Rate Personal Loan
11.49 % Fixed
12.57% Comparison
Monthly repayment
Fixed Rate Personal Loan
10.49% Fixed
11.08% Comparison
Monthly repayment
Fixed Rate Personal Loans
11.99% Fixed
13.15% Comparison
Monthly repayment
Variable Rate Personal Loan
11.89% Variable
12.15% Comparison
Monthly repayment
Lender Product Name Advertised Rate Comparison Rate Monthly Repayment
Jade RV Loan 3.99%Secured 5.22%
CBA Variable Rate Personal Loan 13.50%Variable 14.37%
ANZ Variable Personal Loan 12.99%Variable 13.86%
NAB Variable Rate Personal Loan 12.69%Variable 13.56%
St George Fixed Rate Personal Loan 11.49 %Fixed 12.57%
Suncorp Fixed Rate Personal Loan 10.49%Fixed 11.08%
Westpac Fixed Rate Personal Loans 11.99%Fixed 13.15%
CUA Variable Rate Personal Loan 11.89%Variable 12.15%
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*Disclaimer: The comparison rate is based on a $30000 loan at a fixed interest rate. The repayment shown does not allow for all possible fees and charges which may apply to your individual loan. The interest rate you are offered may vary from the rate displayed. Use this tool for comparison purposes only. Using this calculator is not a loan application, is not a loan offer, is not an indication of an approved loan in any way. The repayments you are offered may be different from those shown.

For both leisure recreational vehicle purchases and for RVs being fitted out for work purposes, Jade Caravan Finance provides the best RV finance deals available. Jade Caravan Finance is an Aussie finance broker, accredited with over 40 lenders, so we have the network of contacts, the credibility, reliability and the performance track record to handle your RV finance.

We provide both personal consumer loans and commercial finance deals, so we are well-equipped with the most suitable finance product for your RV.

Leisure RV Loans

For private individuals purchasing their RV for leisure and pleasure, we offer both secured and unsecured personal loans. No deposit is required, you will receive our promised low interest rates and the monthly repayments and loan term can be tailored to suit your financial objectives.

For secured loans - the low interest rate, repayments and loan term are fixed for the term of the loan so you can map out your financial life moving forward.

Business RV Loans

RVs are a practical, versatile and widely-used vehicle for remote work in various locations in the mining, construction, environmental studies, resources and exploration industries.

If you’re buying an RV as a business vehicle, your Jade consultant will discuss the most suitable commercial finance product to suit the vehicle and your business. We offer Chattel Mortgage, CHP and RV Leasing. Each offers distinct benefits with varying treatments of GST, tax deductibility, depreciation and balance sheet entry. We advise you speak with your accountant in making the decision as to the most suitable for your situation.

Your Jade consultant will source you a great RV deal and on acceptance, will handle the paperwork and assist with other details so you can concentrate on your work.

Special Build RV Loans

Jade Caravan Finance provides finance for new and used RVs, standard models, off-road, all terrain special models and special builds. Some banks and finance companies may not even want to offer loans on customised or specially built RVs. They may not even have RV finance in their portfolio of loan products.

For Jade, special builds and custom RVs are not a problem. We appreciate that you may have special requirements for your vehicle. We oblige by structuring a RV finance deal to cater for your requirements both with your RV and with your financial objectives. With so many lenders at our disposable, we can source the right loan for you.

Speak with a Jade Caravan Finance Consultant to discuss a financing solution for your RV. Call 1300 000 003

RV Finance: Key FAQs

While most recreational vehicles are included in the umbrella caravan finance category, we understand that you may want clarification on aspects of the RV you are intending to purchase. Elaborating on the information in our web pages, we’ve collated and countered a selection of other topics right here. Have a read of these FAQs and if you want a response to your specific questions, please don’t hesitate to just give us a quick call.

What loans are available for RVs?   

RVs, recreational vehicles, are included under the broad caravan finance category. The most common type of loan for new and most second hand RVs is the Secured Caravan Loan. This loan has a relatively simple loan format with the RV used as security against the loan and the borrower repaying the loan in monthly payments. For most lenders, this type of loan is at a fixed interest rate and over a fixed loan term with fixed repayments. If the age of the RV or for other reasons, the application is not accepted for a secured loan, you can apply for an Unsecured Personal Loan.

Can I get a loan if I buy from a private seller?   

Yes, subject to lender guidelines. Caravan loans are available for all types of caravans including RVs, that are purchased through a manufacturer, from an authorised dealer or privately. The loan application process is the same for privately purchased RVs and the same considerations apply around the age of the vehicle. Buying from a private seller would signal that the RV is a used vehicle and as such would be subject to conditions around the age of vehicles for a Secured Caravan Loan by our lenders. Where a privately purchased RV does not meet the criteria for a secured loan, you may be able to source an unsecured loan.

Can I get a loan approved before buying my RV?   

Yes. Pre-approved loans for the purchase of RVs and other types of caravans are available. A pre-approved loan is arranged and approved prior to the borrower securing the RV purchase. The loan application process follows the same steps and is subject to the same protocols as a post-purchase loan except it is based on a loan amount rather than the purchase of a particular vehicle. It is beneficial to have an RV in mind to indicate to lender. If purchasing a new RV, a secured loan can be sourced and if purchasing a used vehicle, the loan offer will be subject to the age of the vehicle. Pre-approved loans can be highly beneficial as they allow the borrower to know the purchase price they can work towards when selecting accessories and other add-on packs for the RV.

Do I need to get comprehensive insurance with a rv loan?   

Yes. When buying an RV or any other caravan with a secured loan, the lender will apply the condition that an comprehensive insurance policy be purchased on the RV. This is a general condition which is applied across the lender sector for both consumer and business loans. The lender would require the insurance so if the RV was to be stolen or written off, they would have the security of the insurance policy to recover any monies owed. RV insurance policies can be obtained through many insurers and most can be purchased online. You will need to advise the lender of the details of the insurance policy.

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