Easter is just around the corner, La Nina is at bay, and you've decided on a caravan getaway. The problem is, you don't own an RV, or your current vehicle needs an upgrade. Don't panic. Focus on finding the caravan, and we'll sort the low caravan loan for an Easter or school holiday getaway.
For last-minute caravan buyers, Jade Caravan Finance can quickly source fast approvals on affordable caravan finance. You find the RV, and we'll find the funds for you to make the purchase efficiently.
Here's the information you need for fast finance approval to ensure you secure your RV in time for your scheduled holiday, whether it's the Easter break, school holidays, or enjoying the great autumn weather.
Getting Fast Caravan Finance Approval
We operate differently from banks and lenders. As a broker-style lender, we work in your best interests, focusing on securing you the most affordable loan offer to suit your requirements. Buyers who source their own finance can encounter numerous challenges.
Challenges include the significant amount of time it takes to contact lenders, going through the process of getting a loan offer to compare, and meeting strict guidelines set by many lenders. This can result in limited bargaining power, no negotiating, and confusion when comparing offers.
We cut through all that, as we have accreditations with all major lenders. We use our expertise and industry-level access to quickly match customer profiles and requirements with the right lender. And, we have the bargaining power due to our reputation and the volume of business we handle.
Our streamlined operating model enables our consultants to act quickly, providing fast quotes and application approvals. As a licensed credit provider, we abide by ASIC-regulated consumer finance laws. Our customers can trust us to handle their caravan finance.
We don't charge a premium for last-minute loans or fast approvals. Applications can take as little as 24 hours to be approved. So, find the caravan, and we'll find the finance so you can start your holiday as soon as possible.
Finance Options for New Secured Caravans and RVs
To avoid delays, buyers should know that the same loan products are available for all new RVs, including traditional caravan models, camper trailers, mobile homes, campervans, toy haulers, off-road models, hybrids, and others.
The Secured Caravan Loan will suit most buyers of new model recreational vehicles. This standard secured loan format varies in features and conditions depending on the bank or finance company.
Interest rates vary across the caravan finance market, both in type and amount. Some lenders may offer a variable interest rate, while others, including Jade, offer a fixed rate. We ensure each customer achieves the most affordable fixed-rate loan for worry-free travel. With a fixed rate, the rate and repayments won't change when the Reserve Bank changes interest rates.
Caravan Finance for Unsecured Second-Hand RVs
While a new RV may be desirable, a used model may be more realistic. Many new models are built to order, so if you're in a hurry, the used market may be the way to go. However, exercise caution when buying privately or online.
We assist by handling security issues like PPSR checks, registration and ID checks, and other verifications.
The age and condition of the RV will determine the most suitable loan type. We will need the RV details when the finance quote request is made. If a vehicle isn't considered suitable security, we offer customers the option of an Unsecured Personal Loan.
This is a flexible and versatile option, and we make the same effort to source the most affordable interest rates as we do with secured loan options.
Caravan Travel and Holiday Tips
The weather outlook in most states is looking good for autumn. The Bureau of Meteorology has declared an end to La Nina and predicted drier conditions ahead. El Nino may start to develop later in the year, but for now, the climate driver is in a neutral phase.
Always check local conditions ahead of travel. Areas of Western Australia and the Northern Territory have experienced serious floods recently, while parts of western New South Wales have faced severe fires.
Make bookings for holiday parks well in advance, as they can be extremely popular. Purchasing an off-grid model can allow for staying at free campsites and more remote areas.
That’s the basics of how to get fast approval on caravan finance to make a quick purchase and head off on holidays. Call us and speak with one of our consultants today, and we’ll get the process underway.
Contact Jade Caravan Finance for fast caravan finance approval for upcoming holiday plans.
DISCLAIMER: THE DETAILS AND INFORMATION IN THIS CONTENT ARE PREPARED AND PRESENTED PURELY FOR INFORMATION AND NOT INTENDED IN ANY WAY AS THE SOLE SOURCE OF FINANCIAL ADVICE FOR CARAVAN PURCHASING. IF ADDITIONAL FINANCIAL ADVICE IS REQUIRED, READERS SHOULD REFER TO A FINANCIAL ADVISOR. NO LIABILITY IS ACCEPTED FOR ANY ERRORS, PRODUCT DESCRIPTION VARIATIONS, OR OTHER MISREPRESENTATIONS OF INFORMATION AS PRESENTED.