While many RV buyers are seeking a completely ready-to-roll option, there are those that want that individual and personalised touch to their RV. Yes, there are plenty of options and upgrades available on many caravans and camper trailers that allow for personalisation. But a true custom job or conversion is a different story. But when considering placing a custom or conversion order, buyers may be wondering as to the availability of custom camper finance and conversion kit loans.
As specialist lenders in the RV and leisure market, we offer a selection of finance and loans to suit most vehicles and most buyers. And we believe that customised RVs deserve tailored finance. So every loan is individually sourced and negotiated to specifically suit and meet the requirements of our customers and their custom vehicle.
We have loan options available to suit customer camper purchases and those looking at purchasing conversion kits for an existing camper or as a completed unit.
Custom Camper Standout
Customising campers has become increasingly popular as a new generation adopt the RV lifestyle in their own way. Referred to as the ‘vanlife’ trend, this move is seeing a younger generation of caravan owners that want a vehicle that suits their lifestyle. Typically this means it has a coastal vibe and ideally suits the surfing way of life. Somewhat reminiscent of the surfing kombi vans of the ‘60s and ‘70s but with a lot more panache and chic.
Several campervan manufacturers are active in this sector but one in particular has peeked our interest. Featured on a popular caravan website, it is the custom camper offering from the tiny house company – Hauslein Tiny House Co.
Specialising in high-end tiny houses, the company has entered the campervan sector with a Peugeot Boxer campervan conversion. The interior is superb and luxe with light-coloured timber predominant and giving this conversion very much a coastal chic look.
This stylish campervan conversion would be ideally suited to those wanting a carefree life and can especially suit those that can work from wherever you are. The delivery van appearance, while basic to some, can actually be quite useful in not drawing too much attention in certain camping areas.
The company builds these vehicles to order and to assist buyers, we can provide pre-approved finance to get the process underway.
Custom Camper and RV Loans
It will depend how a customised camper or RV is ordered/purchased as to which type of loan is best suited. Where the vehicle and customisation is purchased as the one unit, such as is offered by Hauslein, our Secured Caravan Loan would likely be the most suitable type of finance.
The vehicle is used as security and fixed monthly repayments are made over the fixed loan period. We ensure the interest rate is fixed over the entire loan period so the buyer can relax in the knowledge that their loan won’t change over that time.
Where the vehicle and the customisation are purchased separately, a different finance set-up would likely be required. Your Jade Caravan Finance consultant will listen to how you intend to make your purchase and proceed to source a finance solution to best suit.
This may involve a Secured Caravan Loan for the camper vehicle and possibly an Unsecured Personal Loan for the customisation work. We have the capabilities and resources to tailor finance to individual needs, an offering not always available through all caravan finance lenders.
Another type of customisation is the conversion kit. This involves purchasing a kit to convert an existing commercial van into a campervan. While some people may choose to undertake this process themselves, it can be arduous, time-consuming and require trade skills. Purchasing a kit or better still, getting the supplier to carry out the conversion can be a smart move.
Fin Campers for example offer removable kits to convert VW Transporters into camper vans. The kits are available for the LWB models and include such items as:- removable bed box; storage compartments; kitchen pod; fridge; electronics; folding table; and conversion certificate to motorhome status.
For those that already have a Transporter or are looking at a less expensive option, this may be worth investigating further.
Conversion Kit Loans
Our Unsecured Personal Loan may be the most suitable type of finance to cover the cost of the conversion kit on its own. With this type of loan, the actual camper is not used as security against the loan as is the case with the Secured Caravan Loan.
As the kit is a different type of asset to a campervan vehicle, a secured loan may not be applicable to the purchase. The Unsecured Personal Loan is versatile in nature as it can be secured to suit a range of purchases and we do offer great interest rates on this type of loan.
Whatever your plans to secure your personalised camper van, your Jade consultant will work with you to deliver the most suitable finance option at the cheapest interest rates.
Contact Jade Caravan Finance on 1300 000 003 to discuss finance for customised and conversion kits for camper vans.
DISCLAIMER: THE DETAILS AND INFORMATION IN THIS CONTENT ARE PREPARED AND PRESENTED PURELY FOR INFORMATION AND NOT INTENDED IN ANY WAY AS THE SOLE SOURCE OF FINANCIAL ADVICE FOR CARAVAN PURCHASING. IF ADDITIONAL FINANCIAL ADVICE IS REQUIRED, READERS SHOULD REFER TO A FINANCIAL ADVISOR. NO LIABILITY IS ACCEPTED FOR ANY ERRORS, PRODUCT DESCRIPTION VARIATIONS, OR OTHER MISREPRESENTATIONS OF INFORMATION AS PRESENTED.