Making a major purchase such as a new caravan can come with its own set of stresses and pain points. It’s a very exciting time, buying a RV to set off on holidays or travel. Getting the keys to an amazing lifestyle of touring, discovering new destinations and incredible places and making new friends and connections along the way. It sounds idyllic once it is all a reality. But in reality, different stages of the processes required to get to the point of making it actually happen can have its frustrations and stress. Jade Caravan Finance offers the best caravan finance options to reduce some of the time and the stress of buying a caravan.
Under normal life conditions these can exist. But add-in the complications caused by a global pandemic and stress levels can definitely spike. Mental health has been identified as a major issue for those living under lockdown and other restrictions and all Australians are being encouraged to take care of their wellbeing. That can mean reducing as much stress as you can from wherever you can in your life.
Pandemic-induced challenges also exist for buyers around sourcing caravans. The demand for RVs has escalated significantly due to the pandemic and some manufacturers are struggling to keep up with the orders. But they are all working hard to shorten delivery times as much as possible.
Many of the annual caravan and outdoor shows were cancelled due to COVID thus reducing the opportunities to see multiple vans in the one place and easily speak with the dealers and manufacturers. It has been as frustrating for buyers as it has been for the manufacturers that look forward to these events each year to launch their new models into the market.
Then there is the finance side of the caravan purchase. Anything to do with money and finance can cause stress for some people. This is a significant acquisition and making decisions around loans can create anxiety for some people. Worrying about finding the best loan and tiring themselves with the finance search and secure process.
While we are not in a position to hasten delivery of your caravan, though we do assist our customers with settlement, we can provide ideas, tips and assistance to reduce the stress and hassle associated with sourcing caravan finance.
Lending Assistance Services
When seeking a loan, caravan buyers can unwittingly place stress on themselves by taking on too much of the process on their own. Not realising that finance broker services and resources like the government caravan guide are available to them to source this type of loan. The service of finance brokers and broker-style lenders such as Jade Caravan Finance, are available to assist in sourcing a wide range of personal consumer loans. These services are not just for business finance.
The alternative process to using a broker is typically for caravan buyers to ‘shop around’ to multiple banks and finance companies to source quotes. The Australian lending market is large and sourcing quotes alone can be both a confusing and time consuming process. Then comes the task of comparing loans which may be structured differently. Not all lenders offer specific loans for RVs and caravans. So buyers often need to navigate through many different loan descriptions to find which is the most suitable to their purchase. A process which can be infuriating at times!
We assist to reduce customer’s stress and their time involvement, by handling the quote sourcing process as a starting point to our services. We are accredited with many lenders, both major banks and non-bank lenders such as finance companies. So we have direct access to these lenders to quickly and easily source caravan finance quotes and identify and negotiate the cheapest offer for customers.
Sourcing quotes is just the start of how brokers like Jade can reduce the stress of sourcing cheap caravan loans.
- Sourcing quotes and loan offers covering exclusive industry-only channels
- Handling those tricky negotiations with banks and finance companies
- Assisting with the loan application
- Processing the application for approval
- Handling the settlement including liaison with the caravan dealer
Pre-Purchase and Self-Serve
Prior to purchase or even contacting us, customers can access a range of self-serve buying tools to assist with the decision around which caravan to purchase – when that decision is based on price.
Loan calculators, including the Jayco caravan finance calculator, are a self-service tool we provide, free of charge, so buyers can generate loan repayment estimates on any number of caravans they are considering.
To enhance our calculators, we also provide a Lender Comparison Calculator. This handy tool lists a number of banks and finance companies, showing the type of loan they have available to fund caravan purchases and the interest rate they are currently offering on that loan. The tool is also a calculator. Users only need to enter the amount they are seeking for the loan and the amount of time they would like to repay the loan. The calculator automatically displays the repayment estimate for each lender.
Using self-serve loan tools prior to contacting ourselves or another lender, can greatly assist buyers by clarifying the caravan finance scene and narrowing down the options.
Stress-busting Pre-approved Finance
One of the biggest stress creators when buying a caravan is entering purchase negotiations with RV dealers without knowing if you have the finance available to actually pay for your purchase. Securing the best caravan finance rates beforehand can alleviate this concern. At a time when demand is putting pressure on new caravan supply, any delay in placing an order can result in missing out or a longer wait time for delivery.
Pre-approved caravan finance is key to reducing stress and worry in these circumstances. The loan is quoted, an offer confirmed and application approved before the buyer confirms the order with the caravan dealer. Buyers can then confidently enter those purchase discussions and be ready to place that order on the first visit.
The process of sourcing finance and buying a caravan should reflect the pleasure that the caravan lifestyle has to offer. Reduce the stress around the finance side of the purchase by engaging with lenders that can assist you with the loan process.
Call 1300 000 003 to discuss all aspects of caravan finance with a Jade Caravan Finance consultant
DISCLAIMER: THE DETAILS AND INFORMATION IN THIS CONTENT ARE PREPARED AND PRESENTED PURELY FOR INFORMATION AND NOT INTENDED IN ANY WAY AS THE SOLE SOURCE OF FINANCIAL ADVICE FOR CARAVAN PURCHASING. IF ADDITIONAL FINANCIAL ADVICE IS REQUIRED, READERS SHOULD REFER TO A FINANCIAL ADVISOR. NO LIABILITY IS ACCEPTED FOR ANY ERRORS, PRODUCT DESCRIPTION VARIATIONS, OR OTHER MISREPRESENTATIONS OF INFORMATION AS PRESENTED.