Motorhome Finance Interest Rates Comparisons – Right Here!
Getting behind the wheel of your dream vehicle with the cheapest loan deal does not have to involve time-consuming searches, endless enquiry calls and requests for quotes. We’ve made the process quick and easy right here. We’ve compiled a list of loans on offer through a selection of leading banks and lenders, including ourselves, with the relevant rates.
As you can see, lenders price loans differently and while some variations may seem insignificant, they certainly are not insignificant over the term of a 4, 5, 6 or 7-year loan.
- To convert the price of your vehicle to repayments for the different loans available, all you have to do is enter the amount of your loan and the loan term you would prefer.
- The resource instantly calculates across the board to show the payments for each lender.
- Data is current for the date displayed.
- Advertised and comparison figures included.
| Lender | Product Name | Advertised Rate | Comparison Rate | Monthly Repayment |
|---|---|---|---|---|
| Jade | Motorhome Loan | 3.99%Secured | 5.22% | $630.5 |
| CBA | Variable Rate Personal Loan | 13.50%Variable | 14.37% | $859.25 |
| ANZ | Variable Personal Loan | 12.99%Variable | 13.86% | $846.5 |
| NAB | Variable Rate Personal Loan | 12.69%Variable | 13.56% | $839 |
| St George | Fixed Rate Personal Loan | 11.49 %Fixed | 12.57% | $814.25 |
| Suncorp | Fixed Rate Personal Loan | 10.49%Fixed | 11.08% | $777 |
| Westpac | Fixed Rate Personal Loans | 11.99%Fixed | 13.15% | $828.75 |
| CUA | Variable Rate Personal Loan | 11.89%Variable | 12.15% | $803.75 |
Motorhome Finance
Your home away from home and your access to get away whenever and wherever you want! These vehicles can be the most luxurious havens on wheels or smaller, simpler variations set up to cater for the basics. Whatever your travelling style, Jade Caravan Finance can arrange finance to make your home on the road dreams a reality with our cheap interest rate loans.
- Loans for private and business buyers
- Cheap interest rate loans
- 100% purchase price loans
- 1-7 year loan terms
- New and second-hand models financed
- Comparison loan tools and resources free to use
Motorhome Finance Options in Australia
You have the capacity and possibly the plans to travel this vast country and we share your nation-wide approach. We specialise in leisure finance and arrange loans for buyers in all areas of the country via our contemporary, convenient, contactless lender service.
Wherever you are and wherever the vehicle you intend to buy is located, as long as you are connected with a device, you can access our highly skilled and trained financial professionals to arrange your loan.
Loans are available for purchases made directly from the manufacturer, through a dealer or from a private seller. We assist with many checks and verifications to save you time and protect your interests.
Motorhome Finance for New and Used Models
While buying a brand new, often built to your specs vehicle is the objective for most buyers, the second-hand market offers many great buys worth considering. Regardless of whether your selection is straight from the showroom or pre-travelled, we can source affordable loan quotes for the purchase.
We are accredited with over 60 banks and lenders which provides us extensive access to many choices for funding. Some banks and lenders baulk at loan applications for second hand goods. But we have many lenders and banks that welcome the business and can make very attractive loan offers.
Motorhome Finance Product Options
As specialists in leisure funding, our range of loan types extends across both personal and business facilities, with both secured and unsecured choices. Speaking with one of our consultants can be helpful in determining which particular loan will suit your purchase, or refer to your accountant.
- Secured Finance: This is the most common type of loan for leisure and many other goods purchased for personal use. The borrower has immediate ownership and use of the goods while the goods are used as security by the lender against the funds extended. Secured loans attract the most attractive interest rates due to the security element. We arrange these loans with a fixed interest rate and over a fixed loan term to arrive at a fixed monthly loan repayment figure. So once you’ve set-up your direct debit, you can travel off into the sunset, reassured that you won’t have to address your loan until the end of the loan term.
- Unsecured Personal Loans: In some cases, the lender may assess the goods as not being suitable security against a loan. In other instances, the borrower may choose not to offer the goods as security. In these instances, an unsecured loan can be a very suitable funding product. The interest rate is also competitive and may be fixed or variable. Repayments and loan terms can be fixed so borrowers can make other financial plans moving forward.
- Business Use – Chattel Mortgage: For businesses buying assets and other physical goods, this is the most popular and highly versatile loan. A secured loan format, this finance facility provides tax deductibility through depreciation of the asset in accordance with ATO rulings at the time. If applicable, this may make the goods eligible for IAWO and temporary full expensing.
- No Doc Loans: New businesses that have been operating for only a short period, rarely have the full extent of the financial records required to fully complete a business loan application. Fortunately, we have access to lenders that offer specialist loans for this purpose. A current ABN and ID is essential and from there, we negotiate you the best loan conditions and the cheapest rate.
- Motorhome Loans for Bad Credit: A poor credit rating can be a major obstacle to acquiring cost-effective funding. If you’ve had a loan application rejected by a bank or you know you have a poor rating and are worried about applying, put all that aside and contact us to discuss your situation. Our access to such a vast selection of lenders makes us ideally positioned to assist customers in even the most challenging circumstances. Contrary to popular belief, loans at affordable rates can be achieved with poor credit. Just ask us how.
With a comprehensive loan selection available, we are ideally placed to assist a wide range of customers with their funding requirements.
Use a Motorhome Loan Repayment Calculator
Our lending tools and resources are here for your convenience and can be utilised whenever you want. The Loan Calculator is a must-have when you’re attending industry showcases, manufacturer’s facilities, dealer showrooms or just browsing the web to check out what makes and models are currently available on the market.
- It allows you to generate estimates on monthly repayments based on a purchase price and loan term.
- Use it as often and for as many models as you like to compare prices based on repayments.
- Vary the loan term to see how the repayments change to plan how you would like your loan structured.
- Compare makes and models, new v used.
This resource is available 24/7, free to use and requires no special skills or mathematical ability.
Quick, Easy and Complete Motorhome Financing
We strive to make moving into your own home on wheels as enjoyable experience as travelling. Our team of experts are working in your best interests at all time, sourcing you the cheapest deals at the lowest interest rates and handling much of the complicated and time-consuming paperwork.
Our comprehensive lending service is provided by fully trained and licensed finance professionals and is carried out to the highest standards of probity and convenience.
- Quick quotes
- Fast loan application approvals
- Prompt Settlement
- Pre-approved loans
Get a Motorhome Loan Quote Now!
We make it easy to source a quote. Request online or just phone us for a discussion around your requirements and the details of what you are purchasing.
Speak with a Jade expert to discuss how we can assist with your motorhome lending. Call 1300 000 003
