Caravan finance & low interest caravan loans.
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3 Dec Today's
best rate
Caravan loans from
4.45 %
Fixed
With a low
5.25 %
Comparison*
*The Comparison Rate is calculated on a Secured Loan of $40,000 fixed for a term of 5 years, new goods, effective 03/12/2020 and subject to change. WARNING: The Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

Jade Caravan Finance provides both personal loans and business finance for camper trailers. We match the convenience and compact character of your camper trailer, with a convenient loan service and a very compact finance deal based on our low interest rates.

With our quick quotes, fast application approvals and streamlined service, your Jade consultant will have your camper trailer finance signed, sealed and sorted in no time.

We provide a complete finance broker service, sourcing great deals from our network of over 40 lenders, including the major Australian banks and many industry-only sources. While you may be thinking of applying for camper trailer finance through your bank or an advertised finance company yourself, Jade offers many benefits over a DIY approach.

Our bargaining power, industry knowledge and honed negotiating skills give us the edge in getting you a lower interest rate and the loan terms that YOU want, rather than what the bank wants.

Recreational Camper Trailer Loans

If your camper trailer is for your own personal use, we offer Secured Personal Loans or Unsecured Personal Loans. Both based on our signature low interest rates. Though unsecured loans usually attract a higher rate due to lack of security against the loan.

Your Jade Caravan Finance consultant will discuss your specific requirements and structure a loan to suit your camper trailer purchase.

Business Camper Trailer Finance

If you’ll be using your camper trailer primarily for business use, as is the case in many trades and industries, we offer the full suite of commercial finance products. Depending on your business structure in relation to how you address GST, tax deductions, depreciation and the company balance sheet will determine which is most suited: Chattel Mortgage, Leasing or Commercial Hire Purchase (CHP)

New and Used Camper Trailer Finance

Whether you’re purchasing new or used, from a local seller or from interstate, Jade Caravan Finance can assist with a great loan offer. We are specialists in leisure and recreational vehicle finance with customers across the country.

Our promise is low interest rates and on that issue especially, we do not like to be beaten. Which is just one of the reasons why your Jade consultant will be working hard, just for you, with your best interests only in mind, to secure you a great camper trailer finance deal.

If you need a new car to tow your camper trailer, speak with your consultant about a great Jade Car Loans quote.

Speak with a Jade Caravan Finance Consultant to discuss a financing solution for your camper trailer. Call 1300 000 003

Camper Trailer Loan FAQs

When applying for your camper trailer loan with Jade Finance, we want all our customers to be fully informed with any uncertainties resolved. We have covered the general information around camper trailer financing in our web pages and in this section we drill down to even more detail. We’re providing direct responses to particular concerns and queries which we hope will assist you in moving forward with your purchase and your finance with us.

Do I need to pay a deposit on a camper trailer loan?   

In general, lenders do not request that borrowers pay a deposit on the loan itself. Sellers will usually request that the buyer pay a deposit on the camper trailer so the purchase is confirmed while the buyer finalises their finance.

 

Jade works towards achieving customers a loan which includes the full purchase price of the camper trailer where requested. This would be known as no deposit finance.The term is sometimes used as a promotional slogan to attract buyers where the dealer is also offering finance. As such it is in some ways unnecessary as lenders do not always  request deposits.

 

If a seller asks for a holding deposit, this can be included in the loan and returned to the buyer from the seller when the lender settles the payment.

 

There are some circumstances where a lender may request that the loan applicant pay a larger deposit for the purpose of reducing the overall loan amount, and making the repayment amount lower.

What is the loan process?   

Jade Caravan Finance provides a streamlined loan process through all stages. You can apply initially either online or via phone. You will be assigned one of our consultants who will handle your loan and assist you through the process.

 

After providing the consultant with the necessary information and details in line with consumer credit regulations, they will proceed to source you a quote from our lending panel. This includes negotiating the cheapest interest rate on your behalf.

 

The quote will be presented to you and all aspects of the loan explained. On acceptance of our quote, your consultant will proceed to the next stage of the loan processing through to approval. They will also assist with the paperwork, liaise with the seller if requested and handle the final steps through to settlement. Settlement is when the lender pays the seller for your camper trailer. 

Can I payout my loan early?   

Yes. Both Secured Caravan Loans and Unsecured Personal Loans have the option to pay out the loan before the end of the loan term. When arranging these loans, we secure the loan at a fixed loan term.

 

If your circumstances change and you choose to finalise the loan before that time, you can contact the lender for what is known as the payout figure. This will be an amount which covers the principal loan outstanding, interest to the time, set fees and charges and break fees.

 

Break fees are charges by lenders when a loan is paid out early. For Secured Caravan Loans and Unsecured Loans with fixed interest rates the break fees are minimal. For unsecured loans with a variable interest rate, normally no break fees apply.

Does where I plan to travel affect the loan in any way?   

No. Loans are assessed, offered and approved based on aspects of the applicant’s credit profile and ability to repay a loan and aspects of the camper trailer in regard to new/used and the loan amount or purchase price meeting the lender thresholds.

 

Where the buyer intends to take the camper trailer for recreational and travel purposes is not taken into consideration with the loan process. Loans for on road, semi-off road and off-road vehicles attract the same conditions and guidelines.

 

The insurance policy that you will need to take out on your camper trailer may be impacted by where you intend to travel, but that is up to individual insurers to determine.

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