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A Calculated Cost Decision: Off-road or bitumen-only?

Whether you’re a long-time caravan enthusiast or just a casual observer, you can’t help but notice the surge in off-road caravans. Many manufacturers are adding off-road, hybrid and fully 4×4 models to their collections and expanding the capabilities of scope of these vehicles. The expansion in models is no doubt driven by demand. The demand of many caravan travellers to venture off the bitumen and onto tracks and trails to access certain locations and destinations.

It’s not only the hardy, thrill-seeking adventurer types that are buying these off-road vehicles. Many families and regular every-day travellers are choosing this type of fully-supported caravans. But for many, is it really worthwhile? Do you really need to spend that extra on such a vehicle to access where you want to go? How much will not having off-road capabilities detract from your caravan holiday and touring experience?

At Jade Caravan Finance we see the answers to these questions as a calculated decision. The calculation of the cost differentials. We’ve provided resources to assist you make those calculated decision.

Accessing Great Locations

Getting to many ‘special’ and outback destinations does not necessary require navigating off-road tracks. On the flip side, owners of off-road caravans are seen frequenting the standard holiday parks and other areas which are just as easily accessed by a standard caravan.

Even many of the free camp sites, which are often associated with hard to reach locations, are accessible with standard vehicles. Before deciding if that extra expense is worth it, refer to the maps of the places you may like to visit and check the road surfaces and conditions. Another good tip is to tune in to community forums and expert reports from experienced caravan owners. We’ve seen many that explain how accessing many seemingly remote and outback areas is easily done without traversing rough terrain.

Some experts have noted that covering unsealed roads safely can be achieved in some locations with considered driving techniques – especially reducing speed.

Mastering driving on rough terrain and on seriously off-road tracks and trails requires knowledge and experience. If you are intent on doing so, engaging in education is strongly advisable to give you the skills and the confidence required.

Comparing Caravan Costs

Apart from the skill level to navigate off-road, we identify two main cost considerations in the off-road v bitumen decision making process. The cost of the caravan itself and the cost of the towing vehicle. You may need a bigger or more robust vehicle to tow your off-road van so that needs to be costing into considerations.

The purchase price of off-road compared with standard caravans is typically greater. But the size of off-roaders also varies. Then there is the option of a slide-on or camper trailer. You can scale your wish list up or down to suit your budget if you do have your mind set on an off-road vehicle.

To enable you to calculate your own costs, we have provided a self-serve caravan loan calculator. The calculator allows you to quickly and simply generate loan repayment estimates on different caravan purchase prices for our most popular loan – the Secured Caravan Loan.

Jade Caravan Finance offers no deposit caravan loans. That means, many customers can borrow the total purchase price of their caravan. So you can enter the full purchase price in the ‘loan amount’ field in our calculator.

Both off-road and standard vans usually come with options and accessories. These can include additional solar panels to increase self-sustainability, larger water tanks and for standard vans may include a semi-off road upgrade. If you order these at the time of ordering your caravan, you can include them in your overall loan.

So load up all your preferences for standard, semi-off road and fully off-road caravans and enter the different purchase prices into the calculator. Insert the cheap interest rate we’re currently offering and you preferred loan term and click CALCULATE.

Instantly, the repayment estimate on that loan is shown. Hint: if doing multiple calculations, note the result as the calculator does not have a memory to retain your previous calculations.

As the calculator is a generic device the results derived can only be used as estimates but they are a great help when making caravan comparisons. You can immediately see the possibly difference in repayments between off-road and standard models of the same size/quality and the difference between different sized and quality off-road models. Compare cheaper camper trailers with traditional off-road caravans and hybrids.

To receive a confirmed quote, simply click REQUEST A QUOTE or give us a call.

Accessing Cheap Finance for Off-Roads

As venturing off the black top becomes even more popular, the quality and range of off-road caravans will no doubt continue to expand. Jade Caravan Finance provides cheap finance for all types of caravans, regardless of size, type or capabilities.

Refer to our lender caravan interest rate comparison chart to see just how we stack up on price against others in the caravan lending market. When calculating the cost of your caravan buying decisions, refer to Jade Caravan Finance as the specialists in recreational vehicle lending.

For a loan quote on an off-road or a standard caravan, contact Jade Caravan Finance on 1300 000 003

DISCLAIMER: THE DETAILS AND INFORMATION IN THIS CONTENT ARE PREPARED AND PRESENTED PURELY FOR INFORMATION AND NOT INTENDED IN ANY WAY AS THE SOLE SOURCE OF FINANCIAL ADVICE FOR CARAVAN PURCHASING. IF ADDITIONAL FINANCIAL ADVICE IS REQUIRED, READERS SHOULD REFER TO A FINANCIAL ADVISOR. NO LIABILITY IS ACCEPTED FOR ANY ERRORS, PRODUCT DESCRIPTION VARIATIONS, OR OTHER MISREPRESENTATIONS OF INFORMATION AS PRESENTED.

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